Minimum purchase requirements aren’t allowed.
Visa and Mastercard network rules prohibit minimum purchase requirements on card transactions. Reps routinely don’t tell merchants this — so the rule gets broken every day.
Elevate Pay — powered by CardConnect
Card processing,
without the games.
Most merchants are paying around 4% of their profit to accept cards. Some are paying 4% of every sale. We’ll show you the rules your current processor isn’t telling you about — and what it looks like to pay closer to 2%.
~2%
Typical all-in rate through our CardConnect program.
~4%
What most merchants pay today — often 4% of profit, sometimes 4% of sale.
0
Long-term contracts or surprise statement fees. We send you the rules in writing.
A simple, three-step path.
You don’t need to rip out your terminal or learn anything new. Most merchants are switched over and processing in about a week.
- Step 01
Send a recent statement.
We’ll read it line by line and show you exactly where the money is going — in plain English, no upsell.
- Step 02
Get a side-by-side quote.
Same volume, same card mix, real CardConnect pricing. If we can’t save you money, we’ll tell you.
- Step 03
Switch and start saving.
CardConnect handles the boarding. You keep most of your existing setup. We stay on call if anything looks off on a future statement.
What you should know
The rules your rep didn’t tell you about.
Your POS bundle is probably the most expensive part.
Many integrated POS systems lock processing inside long contracts at ~4% of profit. The terminal feels “free” because the spread hides in your statement.
Interchange isn’t the same as your rate.
Interchange is the wholesale cost set by Visa and Mastercard. Your effective rate is interchange plus a markup. The markup is what processors negotiate — and where the abuse usually lives.
You can leave. Most contracts have an out.
We’ll read your existing agreement with you. Early-termination clauses are common but usually not as scary as they look once you see what you’d save in twelve months.
Send us a statement.
Tell us a little about your business and attach a recent processing statement. We’ll come back with a real comparison — usually within a couple of business days.